Cool. I just came to the same conclusion!
http://ryanfarley.com/blog/archive/2004/05/14/629.aspx
Strange we had exactly the same ideas - even down to the silly icons in RSSBandit!
BTW, you mentioned that you use BlogLines for storing your OPML. The latest version of RSSBandit has that built right in to sync everything with a central store (UNC path, FTP, WebDav, etc) so you can use that feature to have it all happen automatically now.
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